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Posts by Ricky Nave

HMO vs PPO Health Insurance Plan: What’s the Difference?

My great grandparents on their 70th anniversary Health insurance plans are often categorized into HMO plans and PPO plans, but what is the difference between these two types of plans? HMO plans...

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Is It Safe to Share Your Cash App Tag?

My $Cashtag shown on my Cash App home screen A $Cashtag (sometimes just called a cash tag or cash app tag) is a unique identifier for an individual or business using Cash App. Is it safe to share...

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Is It Safe to Share Your Ethereum Address?

Every Ethereum account has two key pieces of information: a private key (sometimes represented as a 12-word seed phrase) and an address (sometimes also called a public address, ETH address, or...

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7 Options to Finance Buying a Small Business

So you want to buy a small business, but you don't have the money? Don't worry -- there are ways to buy a business that don't require having all the money upfront, just like there are ways to buy a...

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Is it Safe to Share Your Venmo on Social Media?

You need two pieces of information to access a Venmo account. The first piece of information is a username, phone number, or email address (any of them can be used). The second piece of information...

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10 Commodity Pool Operator Registration Violation Cases

1. Denari Capital, LLC Case Summary: Travis Capson of Utah and Arnab Sarkar of California operated their California-based company Denari Capital, LLC. From at least August 2012 until December...

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About the Author

In college, Ricky studied physics & math, won a prestigious research competition hosted by Oak Ridge National Laboratory, started several small businesses including an energy chewing gum business and a computer repair business, and graduated with a thesis in algebraic topology. After graduating, Ricky attended grad school at Duke University in the mathematics PhD program where he worked on quantum algorithms & non-Euclidean geometry models for flexible proteins. He also worked in cybersecurity at Los Alamos during this time before eventually dropping out of grad school to join a startup working on formal semantic modeling for legal documents. Finally, he left that startup to start his own in the finance & crypto space. Now, he helps entrepreneurs pay less capital gains tax.

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