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Posts by Ricky Nave

link to Pornhub Pulls Out of Utah

Pornhub Pulls Out of Utah

A new Utah law went into effect last week which makes online companies liable if they allow minors to access porn. To avoid liability, companies are required to verify a user's driver's license...

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link to Florida Bans ESG in Banking & Asset Management

Florida Bans ESG in Banking & Asset Management

The average ESG fund has 41% higher fees than the average non-ESG fund. That's great news for asset managers like Blackrock who collect those fees but bad news for the everyday worker whose...

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link to Definition of Money Transmitter under Florida Law

Definition of Money Transmitter under Florida Law

Florida Statute 560.103(23) (related to the regulation of money services businesses) defines a money transmitter. A money transmitter is a corporation, LLC, LLP, or foreign entity qualified to do...

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link to Understanding Human Nature: What Does It Mean to Be “Spiritual”?

Understanding Human Nature: What Does It Mean to Be “Spiritual”?

There is a universal human drive to feel like you are part of something bigger than yourself: The goal of Buddhism is to reach Nirvana which is described as a state free of ego and preoccupation...

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link to The 38 Most Powerful Nonprofits in America

The 38 Most Powerful Nonprofits in America

Nonprofits are slowly taking over the United States, from state political media to insurance to healthcare. In this article, we use subjective expert opinion together with quantitative metrics such...

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link to Do Political Boycotts of Companies Work? [12 Case Studies]

Do Political Boycotts of Companies Work? [12 Case Studies]

Between 1990 and 2007, only 213 boycotts were mentioned in the six largest U.S. newspapers. In the single year of 2017, over 50 companies were boycotted for their connections to Trump, and the...

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About the Author

In college, Ricky studied physics & math, won a prestigious research competition hosted by Oak Ridge National Laboratory, started several small businesses including an energy chewing gum business and a computer repair business, and graduated with a thesis in algebraic topology. After graduating, Ricky attended grad school at Duke University in the mathematics PhD program where he worked on quantum algorithms & non-Euclidean geometry models for flexible proteins. He also worked in cybersecurity at Los Alamos during this time before eventually dropping out of grad school to join a startup working on formal semantic modeling for legal documents. Finally, he left that startup to start his own in the finance & crypto space. Now, he helps entrepreneurs pay less capital gains tax.

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